what we offer
Self-funding your employee benefits program can be a game-changer for businesses of all sizes. This approach empowers you to take control of your healthcare expenses, customize plans to fit your unique workforce, and maximize financial efficiency.
Customize Health Plans
You can create a customized health plan that better aligns with the specific needs of your workforce, which can vary based on factors such as age, demographics, and geographic location.
Maximize Interest Income
By retaining control of your health plan reserves, you also gain access to the interest income generated by those funds, rather than surrendering that income to the carrier.
Improve Cash Flow
Through self-funded medical insurance, you can avoid upfront pre-payments for coverage, leading to enhanced overall cash flow, allowing you to retain your funds.
Avoid State Mandates
In contrast to fully-insured plans, a self-funded medical insurance plan falls under federal law regulation (ERISA), avoiding state mandates.
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We'll guide you through the key concepts, considerations, and best practices to ensure your self-funded benefits program aligns seamlessly with your business goals and priorities.
Customize a plan to meet the specific needs of your workforce without conforming to a one-size-fits-all insurance policy approach.
Plan Design and Customization
Wellness Program Integration:
Employee Education
Compliance and Regulatory Support
Claims Reimbursement
Employee Education
Your organization is unique — so choose a plan that matches you.
Pay out-of-pocket claims instead of paying a fixed premium to an insurance carrier.
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